Transform Your Health Journey

Discover unlimited possibilities for your health and wellness with our new Cornerstone Wellness Membership program.

Explore Your Wellness Possibilities

What's Changing & Why

We're transforming our approach to healthcare to give you more freedom, better care, and predictable costs.

June 1, 2025

Membership Program Launch

Our Cornerstone Wellness Membership program officially launches, offering unlimited chiropractic care for one predictable monthly fee. All patients are welcome to join, with a 90-day notice period for in-network insurance patients.

August 30, 2025

Complete Transition

We complete our transition away from insurance billing. All patients will now enjoy the freedom and benefits of our membership program or cash-based services.

Why We're Making This Change

Freedom from Insurance Limitations

We're eliminating insurance barriers that restrict your care, enabling optimal treatment frequency based on your needs rather than arbitrary limits. This transformation creates predictable costs while allowing us to focus entirely on your wellness journey.

What This Means for You

Enhanced Freedom & Access

You'll experience unlimited access to care, no insurance hassles, predictable monthly costs, and the freedom to receive the care you actually want and need. This is your opportunity to transform your relationship with healthcare.

Cornerstone Wellness Membership

Discover the possibilities with our comprehensive membership options designed to optimize your wellness journey.

Month-to-Month

$139/month

Complete flexibility

  • Unlimited chiropractic adjustments
  • All therapies included
  • Discounted massage therapy ($49)
  • 10% off all supplements & products
  • Priority scheduling access
  • No insurance hassles

Annual Commitment

$129/month

Save $120 annually

  • Unlimited chiropractic adjustments
  • All therapies included
  • Discounted massage therapy ($49)
  • 10% off all supplements & products
  • Priority scheduling access
  • No insurance hassles

Family Membership

$99/month

Per family member

  • Unlimited chiropractic adjustments
  • All therapies included
  • Discounted massage therapy ($49)
  • 10% off all supplements & products
  • Family cap: $479/month for 4+ dependents
  • Must reside in same household

One-time New Patient Evaluation: $89 (includes examination, x-rays, treatment plan)

Unlimited Possibilities

Your membership includes everything you need to transform your health and wellness journey.

What's Included

All chiropractic adjustments and manipulations, electrical stimulation, ultrasound, therapeutic exercises, manual therapy, heat/cold therapy, traction, follow-up exams, and progress assessments. Any treatment provided by our doctor or chiropractic assistant is included.

Additional Benefits

Enjoy exclusive member discounts on massage therapy: $49 for 60-minute sessions (regular $79) and $79 for 90-minute sessions (regular $109). Plus, receive 10% off all supplements and products, and get priority scheduling for appointments.

What's Not Included

Advanced imaging (MRI, CT scans), laboratory testing, nutritional supplements (though your 10% member discount applies), and treatments by outside providers are not included in the membership.

HSA/FSA Tax Advantages

Discover how using your Health Savings Account or Flexible Spending Account can transform your wellness investment.

Pre-Tax Savings

Your membership qualifies for payment with pre-tax health spending accounts, creating an average 25% savings on your wellness investment.

  • $129 monthly membership becomes approximately $97 after tax savings
  • Annual savings of $384 for individual members
  • Even greater savings for family memberships

How to Use Your HSA/FSA

Using your health spending account for membership is simple:

  • Use your HSA/FSA debit card for monthly payments
  • Submit membership receipts for reimbursement
  • Set up automatic payments from your account
  • We can provide documentation for your records

Insurance Transition Information

Understanding how our transformation to membership-based care affects your current insurance coverage.

Current Patients

We're providing a generous transition period for our insurance patients:

  • BCBS & University of Michigan patients: Can continue with insurance until August 30, 2025
  • Out-of-network patients: Transition to cash/membership immediately
  • Medicare patients: No changes for acute care (we'll continue to accept Medicare)

Acute vs. Wellness Care

Insurance typically only covers acute care with specific limitations:

  • Most plans limit chiropractic to 12-30 visits annually
  • Maintenance/wellness care is rarely covered
  • Our membership removes these limitations, allowing you to receive the optimal frequency of care

Superbill Services

We'll continue to support your insurance reimbursement:

  • Detailed superbills provided upon request
  • Submit to your insurance for potential out-of-network reimbursement
  • Our staff can guide you through the submission process
  • Reimbursement depends on your specific plan benefits

Family Wellness Culture

Transform your entire household's approach to health with our family-focused membership options.

Multi-Generational Benefits

Our family membership creates opportunities for wellness across generations. Children who grow up with regular chiropractic care develop better posture, stronger immune systems, and healthy habits that last a lifetime.

Household Wellness Priorities

When the entire family embraces chiropractic care, it transforms your household's approach to health. Wellness becomes a shared value, creating a supportive environment for everyone's health journey.

Family Savings

Our family membership rate of $99 per dependent with a household cap of $479 for families with 4+ dependents creates significant value. A family of four saves $1,668 annually compared to individual memberships.

HIPAA Considerations

We maintain strict privacy for all family members. Adult dependents (18+) have separate HIPAA protections while still benefiting from family membership rates. Your privacy is always protected.

Cost Comparison Calculator

Discover the value of membership compared to your current healthcare costs.

Your Potential Savings

Pay-Per-Visit Cost (Annual): $0
Membership Cost (Annual): $0
HSA/FSA Tax Savings: $0
Effective Monthly Cost: $0
Total Annual Savings: $0

Frequently Asked Questions

Find answers to common questions about our membership program and insurance transition.

Can I use my HSA/FSA for membership?

Yes! Your membership qualifies for payment with Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). This creates an opportunity for significant tax savings, effectively reducing your membership cost by approximately 25% depending on your tax bracket.

What if I don't visit often enough to make it worthwhile?

Our membership transforms how you think about healthcare. Rather than counting visits, consider the value of having unlimited access to care whenever you need it. Most patients discover they benefit from more consistent care when financial barriers are removed. The membership breaks even at just 2.5 visits per month compared to our regular $55 per-visit rate.

Additionally, the peace of mind knowing you can come in anytime without additional costs creates significant value beyond just the number of visits.

How does this compare to my insurance costs?

Insurance often creates unpredictable costs through deductibles, copays, and visit limitations. Many patients find they're paying $30-50 copays per visit with a 12-30 visit annual limit, plus their monthly premium.

Our membership provides unlimited visits for a predictable monthly fee, often resulting in significant savings for patients who need ongoing care. Plus, you'll never experience the frustration of insurance denials or arbitrary visit limits.

What are the cancellation terms?

For month-to-month memberships, you can cancel with 30 days written notice. For annual commitment memberships, you're agreeing to a 12-month term, after which you can cancel with 30 days notice or continue on a month-to-month basis.

Early termination of annual memberships is possible with a fee equal to two months of membership dues, except in cases of relocation (25+ miles), extended medical condition preventing treatment, or death/permanent disability.

How do I schedule appointments as a member?

Members enjoy priority scheduling and can book appointments through our website, by phone, or in person. As a member, you'll have access to our online scheduling system where you can view availability and book appointments at your convenience.

Can I still get superbills for insurance submission?

Absolutely! We're happy to provide detailed superbills that you can submit to your insurance company for potential reimbursement. While we can't guarantee reimbursement (as it depends on your specific plan), many patients with out-of-network benefits are able to receive partial reimbursement.

What happens if I need services not included in membership?

For services not covered by the membership (such as advanced imaging, lab work, or nutritional supplements), we offer competitive cash rates and can provide recommendations for trusted providers in our network. As a member, you'll receive a 10% discount on all supplements and products purchased in our office.

How does family membership work?

Family memberships are available for dependents living in the same household as a primary member. Each dependent is $99/month, with a family cap of $479/month for households with 4+ dependents. This creates significant savings for families committed to wellness.

Adult dependents (18+) maintain their own HIPAA privacy protections while still benefiting from the family rate. Each family member enjoys all the same benefits as individual members.

Will my care quality change?

Your care quality will only improve! By removing insurance restrictions, we can focus entirely on providing the optimal care frequency and treatment approaches for your specific needs. We're no longer limited by what insurance will approve, but can instead focus on what will help you achieve your health goals most effectively.

How often should I come with unlimited access?

Your recommended visit frequency will be based on your individual health needs and goals, not insurance limitations. Typically, we recommend:

  • Initial Intensive Phase: 2-3 times per week for 4-6 weeks
  • Corrective Phase: 1-2 times per week for 6-12 weeks
  • Wellness/Maintenance Phase: 2-4 times per month

With membership, you're free to follow these recommendations without financial barriers, leading to better outcomes and sustained wellness.

Can I still see Dr. Killian for acute injuries?

Absolutely! Your membership covers all chiropractic care, including treatment for acute injuries. In fact, with membership, you can come in immediately when an injury occurs without worrying about additional costs or insurance approvals, leading to faster recovery times.

How does massage therapy integrate with chiropractic care?

Massage therapy complements chiropractic care by relaxing muscles, improving circulation, and enhancing the effectiveness of adjustments. As a member, you'll enjoy discounted massage rates ($49 for 60 minutes, $79 for 90 minutes) that make it affordable to integrate regular massage into your wellness routine.

Our chiropractors and massage therapists work together to coordinate your care for optimal results.

Transform Your Health Journey Today

Take the first step toward unlimited possibilities for your wellness with our membership program.

Explore Your Wellness Possibilities